When operating a business, liability insurance is definitely something you need to protect yourself & your business. There are a couple of options for liability insurance. The most common are General Liability Insurance & Professional Liability Insurance. We recommend getting both.
General Liability Insurance: This policy provides coverage for customer injuries, property damage, & medical expenses resulting from accidents that occur on your premises. Also protects you if you're sued for libel and slander.
Professional Liability Insurance: Helps cover a mistake made by your business or a wrongful act attributed by you. It helps businesses weather the impact of a significant mistake that may cause harm to a client or customer. Alleged or actual negligence- Protects a business against actual or alleged errors & omissions when providing professional services such as: giving incorrect advice, an omission, or failing to deliver a service.
Companies that insure us are:
Insurance Risk Advisory Group (Our #1, Ask for Suzanne Duff)
Lloyds of London
WM Protection Group
It is your responsibility to find insurance.